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富邦金控

Endowment


PHUC BAO THANH DAT – The first step on the learning journey

PHUC BAO THANH DAT    

Your child is your pride – A pride that needs multi-protection!



Nurturing the children is a wonderful parental responsibility. Your kids will be pleased that you have started preparing for their futures very early. PHUC BAO THANH DAT will help you save up for your kid’s education, and guard against any unwanted misfortune that might affect him or her or even yourself, the bread winner of the family. In addition, when your kid reaches 22 years old, you will get a lump sum of money as a gift to help him or her start the career.

Don’t you think PHUC BAO THANH DAT is the utmost demonstration of the love of parents?

What can be your choice:

  • Depending on your budget, you can choose:
Plan A:(For children less than or equal to 10 years old) Only pay premium until your kid reaches 15 years old, and get insured until he or she is 22 years old.
Plan B:(For children less than or equal to 13 years old) Only pay premium until your kid reaches 18 years old, and get insured until he or she is 22 years old.

• A sum assured ranging from 30 million to 1.5 billion VND.

• Premium frequency: monthly, quarterly, half yearly or yearly.

What insurance benefits you can have:

  • Maturity benefit:

100% × Sum Assured

* payable if no claim for death or TPD events before the Insured reaches 22 years old.

** The policy is terminated immediately after the contract matures.

  • Death Benefit for the Insured:

300% × Sum Assured

* The policy is terminated immediately after the insurance event.

  • Total and Permanent Disability Benefit for the Insured:

300% × Sum Assured

* The policy is terminated immediately after the insurance event.

  • Critical Illness Benefit for the Insured:

100% × Sum Assured

* Payable if there is any of 10 specific critical illnesses, including cancer, severe burns, etc.

** the payment is limited to one time during the whole policy term.

*** the waiting period of 90 days is requried for the claim due to non accident cause from Effective Date or the date of latest reinstatement.

**** After the insurance event occurs, this contract will remain effective.

  • Survival benefit :

Plan A:

Age of the Insured 14 15 16 17
% Sum Assured 15% 20% 25% 30%

Plan B:

Age of the Insured 18 19 20 21
% Sum Assured 35% 40% 45% 50%

* After the payment, this contract will remain effective.

  • Waiver of Premium Benefit :

After the Policyholder suffers from either death or total and permanent disability, all future premium payment will be waived.

* After the insurance event occurs, this contract will remain effective.

  • Living Income benefit :

After the Policyholder suffers from either death or total and permanent disability, Fubon will pay the Insured an annual payment equal to 10% of the Sum Assured at each policy anniversary date, until the policy terminates.

* After the insurance event occurs, this contract will remain effective.


Aside from the base insurance product, your can obtain additional insurance, by adding the following riders, to guard against the risk of suffering from death/ total and permanent disability/ accidental disability.

PHUC BAO BO TRO TU KY TR01
PHUC BAO BO TRO TU KY DO TAI NAN ADD01

 

Additional requirements you have to know:

  • For Plan A: The insured must be no more than 10 years old.
  • For Plan B: The insured must be no more than 13 years old.
  • The policyholder must be between 18-55 years old. The difference between the insurance ages of the Policyholder and of the Insured shall be no more than forty-five (45) years old.
  • For more details, please refer to the policy wording of the insurance product PHUC BAO THANH DAT, approved by the Ministry of Finance in Official Letter 280/BTC-QLBH on January 9th, 2012.
PHUC BAO THANH DAT’s brochure

Let’s start preparing a perfect education for your kids, TODAY!

Let Fubon be your sincere lifelong friend. Please contact us.

Hanoi Customer Service Center: +84-4-628.27887
Ho Chi Minh city Customer Service Center: +84-8-629.16323

Find a Fubon office close to your location.GO

 

 

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