PHUC BAO BO TRO NAM VIEN VA PHAU THUAT (HSR01) – Comprehensive protection for you and your family


Illnesses and accidents undoubtedly impose severe constraints on the emotion and finance of the patients and their family. The expenses arising from treatment such as hospitalization admission, medical or surgery expense make huge unusual outgoings and have a significant impact on their financial situation.

With the mission protecting patient from expenses arising from hospitalization expense, Fubon Life Insurance Vietnam is proud to offer Hospital and Surgery Rider (HSR01). We wholeheartedly believe that Hospital and Surgery Rider will be your helpful companion during the most difficult periods in life.

PHUC BAO BO TRO NAM VIEN VA PHAU THUAT was designed with three prominent features:
• To protect all of family members;
• To settle claim for both hospitalization caused by accident and diseases;
• To pay Surgery benefit to 500% Sum Assured, unlimited the number of surgery times.

Insurance benefits

  • Daily Hospitalization Benefit:
  • 100% Sum Assured per hospital day.

    * Max accumulation of 120 days per policy year.

  • Intensive Care Unit Benefit:
  • Beside Daily Hospitalization Benefit, if Insured hospitalize at Intensive Care Unit, Fubon shall pay additionally:

    200% Sum Assured per hospital day at Intensive Care Unit.

    * Max accumulation of 30 days per policy year.

  • Surgery Benefit:
  • If the Insured has to suffer surgery in hospital time, Company shall pay additionally Surgery benefit as follow:

    500% Sum Assured per surgery.

    * Unlimited the number of surgery times.

  • Home Daily Care benefit:
  • Beside the benefits above, Company shall pay additionally Home Daily Care benefit:

    50% Sum Assured per hospital day

  • Emergency transfer support benefit :
  • 200% Sum Assured per time using ambulance car.

    (*) Insurance benefit above is applied for Insured admitted to Province Hospital and above. For Insured admitted to Country level hospital insurance benefits are equal to 50% of benefits above at all sections.

    Besides the main policy, you are encouraged to choose other supplementary policies for comprehensive protection and effective saving purposes, mollifying the financial loss resulting from accidental death/ total permanent disability/ disability.

    Product information:

    • Policy term/Premium Payment Period/Insurance Age

    Policy term Premium Payment Period Insurance Age
    1 year 1 year 6~55 years old
    (Maximum age at renewal day is 59 years old).

    • Payment mode: yearly, half-yearly or quarterly (but still need to follow base policy premium payment mode)

    • Limitation of Sum Assured: Minimum100,000 VND

    • For more information, please find detailed terms and conditions of PHUC BAO BO TRO NAM VIEN VA PHAU THUAT approved by Ministry of Finance according to Official Letter No.16687/BTC-QLBH dated on November 23rd, 2016.

    PHUC BAO BO TRO NAM VIEN VA PHAU THUAT – Product introduction

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