Whole Life

PHUC BAO AN THO – Your lifelong companion – with extra benefits


Fubon’s whole life insurance product PHUC BAO AN THO brings you the security of knowing your loved ones will be taken care of even if you suffer from misfortune. That’s because PHUC BAO AN THO provides a guaranteed death benefit to reduce the financial burden of your family. Your loved ones can use the benefit as they wish to settle debts, to cover living expenses, or to take care of parents.

But planning for your family’s future shouldn’t mean you can’t benefit during your own lifetime. To ensure that you can enjoy your hard-earned money, every 3 years, PHUC BAO AN THO will pay you a sum of money that could be used to pay your kid’s tuition, emergency expense, and any other expenses.

Aside from the above invaluable benefits, as a congratulation, when you lived to a ripe old age, PHUC BAO AN THO will give you a large lump sum of money to recognize and celebrate the years of wisdom you have lived.

What can be your choice:

  • Depending on your life plan in the current stage and budget, you can choose

• A premium payment period of 10 or 20 years.

• A sum assured ranging from 30 million to 2 billion VND.

• To pay premium monthly, quarterly, half yearly or yearly.

What insurance benefits you can have:

  • Non-accidental Death Benefit or Non-accidental Total and Permanent Disability Benefit for the Insured:

* SA: Sum Assured

t: The number of passed policy years at the time of the insurance event

  • Accidental Death Benefit or Accidental Total and Permanent Disability Benefit for the Insured:
  • Non accidental Death Benefit or Non Accidental Total and Permanent Disability for the Insured + 100% × Sum Assured.

  • Survival Benefit: A sum of money will be paid at the end of every 3 years according to the following schedule.
Policy Year Survival Benefit
3, 6, 9, 12, 15 5% Sum Assured
18, 21, 24, 27, 30 8% Sum Assured
33 and after 10% Sum Assured

* After the payment, this contract will remain effective.

  • Long Life Benefit: payable when the Insured reaches 100 years old.

* SA: Sum Assured

* The policy is terminated immediately after the insurance event or after the contract matures, unless otherwise stated.

Aside from the base insurance product, your can obtain additional insurance, by adding the following riders, to guard against the risk of suffering from death/ total and permanent disability/ accidental disability.



Additional requirements you have to know:

  • The Insured must be no more than 65 years old at the end of the premium payment period.
  • For more details, please refer to the policy wording of the insurance product PHUC BAO AN THO, approved by the Ministry of Finance in Official Letter 17241/BTC-QLBH on December, 19th, 2011.

PHUC BAO AN THO’s brochure

Let’s start preparing for the old age when you are still young!

Let Fubon be your sincere lifelong friend. Please contact us.

Hanoi Customer Service Center: +84-4-628.27887
Ho Chi Minh city Customer Service Center: +84-8-629.16323

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